Personal Loans / Credit
We make getting the loan you need fast, easy and affordable with competitive rates, flexible terms and personal service!
Our Personal Loan Options:
Vehicle loans — cars, trucks, SUVs and vans
We'll put you in the driver's seat!
Marshall County and North Alabama have plenty of great car dealers with just about every kind of new or used car, truck, SUV or van you can imagine. It's our job to make sure you get the loan you need with the best possible rate. And to make it even better, we make decisions even faster! Just pick up the phone or drop by one of our offices and we'll do our best to put you "in the driver's seat" as quickly as possible.
Mortgage loans — fixed & adjustable
Citizens makes it easy to feel at home!
Whether you're a first time buyer, or you're looking to "move up", Citizens has the fixed and adjustable mortgage loan choices you need. We're here to make buying a home a pleasure, not a hassle. Because we're locally owned and operated, we can tailor a mortgage loan package specifically for you.
Visit the Mortgages page for more information.
Home Improvement
Making "home sweet home" a little sweeter!
As your family grows or your needs change, it's nice to be able to let your home grow and change with you. At Citizens Bank & Trust we understand how important it can be to make your home more "livable." Maybe you want to add a bedroom or game room, remodel your kitchen, double the size of your garage and more. Regardless of your home improvement needs, Citizens is here to help you turn blueprints into reality. Give us a call or drop by today, we'll be glad to lend a hand!
Home Equity Lines of Credit
Taking advantage of your home's value!
Do you need extra cash? Why not let the value of your home put some money in your pocket! It's easy with a Home Equity Line of Credit from Citizens Bank & Trust. We'll show you how to "cash in" on your homes value. We make it easy, fast and rewarding!
Construction & Permanent Loans
If you've got the plans, we've got the loan!
Few things are as exciting, or stressful, as building a new home. The last thing you need is construction loan worries and that's where Citizens Bank & Trust can be a real good neighbor to you! We're locally owned and operated, and that gives us the flexibility to design a construction loan package specifically to suit your needs and budget. No run around, no double-talk, just friendly, personal service and attention to help you get construction underway! Contact one of our construction loan specialists today.
Land Loans
We make land loans for just about any need.
Are you looking for that perfect lot for your new home? Do you want to acquire the lot next door for room to grow? Regardless of what you might have in mind, we're here to help. There's a lot of great property in the Marshall County area, and we've got a lot of great ways to help you get the loan you need. Give us a call or drop by, grab a cup of coffee and we'll sit down and talk!
