CD Special Citizens Bank & Trust - Guntersville, AL

CD Special

Time to plant, time to sow,

let us help your money grow!

For a limited time, Citizens Checking customers can earn 2.05% APY* for 11 months OR 2.27%APY* for 22 months.

It's a great time to save! For a limited time you can grow your savings at a rate of 2.03% / 2.05% Annual Percentage Yield with our 11 month CD special and 2.25% / 2.27% Annual Percentage Yield with our 22 month CD.

That's guaranteed savings at a fixed rate, so you can be sure that you'll reach your savings goals. Take advantage of this special offer while it lasts! All it takes a $500 minimum deposit to get started.

  • Fixed, limited-time rate of 2.05% APY* on 11 month CD
  • Fixed, limited-time rate of 2.27% APY* on 22 month CD
  • Guaranteed earnings*
  • Interest compounded and credited quarterly and at maturity
  • Penalty on earnings for early withdrawal*
  • Automatically renews at maturity
  • $500 minimum to open

Learn More -- 3 Easy Ways

Give us a call 8:30 a.m. - 4:30 p.m Mon-Thur (5:30 p.m. on Friday)


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Visit any of our convenient locations today to open your CD and start saving at the special rate!

*Annual Percentage Yield (APY) accurate as of 2/22/18. Rates subject to change without notice at any time after the account is opened. $500 minimum balance required to earn stated APY. DDA (Demand Deposit Account) required to earn stated APY. Other rates available if no DDA. Fees or other considerations could reduce earnings on the account. Penalties could apply upon early withdrawal. Subject to terms and agreements.