Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Saving money is always a safe bet — that is, if you can keep from spending it! Eliminate the temptation by opening a Certificate of Deposit.

Simply pick a term and start earning our highest locked-in interest rates available. When your term is up, you go home with your exact bundle of cash — no surprises.

Calculate savings

  • Higher returns than savings accounts
  • Guaranteed, fixed rate for the term of the CD
  • Receive a higher rate by selecting a longer term
  • Interest compounded and credited quarterly and at maturity
  • Terms from 3 months to 5 years
  • Penalty on earnings for early withdrawal*
  • Automatically renews at maturity
  • $500 minimum to open

Reg GG

Schedule of Fees

See your Citizens Bank & Trust representative for current rates.

*Fees may reduce earnings.