About Us

When it comes to banking today, you have come to expect convenient and advanced banking services. What you may not expect is personalized customer service from someone who understands your specific financial needs. We say—you deserve both!


At Citizens Bank & Trust, our customers have direct access to cutting-edge banking products and services. We provide a wide range of checking, savings, loan options, and other banking services designed to accommodate your particular needs.



Our Kasasa accounts are a perfect example. Checking accounts that earns high interest and rewards, with no minimum balance requirements. It's a revolutionary way of banking that puts money back in your pocket.


Don't just bank. Kasasa.



Our customers also receive personalized service and financial advice specific to their individual needs. Our on-site financial advisors develop customized plans and expert advice for first-time planners all the way up to experienced investors.



Since we opened our doors in 2003, we have been committed to helping the people and local businesses of North Alabama reach their goals. We have now grown to include branches in Albertville, Arab, Guntersville, Hazel Green, New Hope and Rogersville with a Loan Production Office in Oneonta. As we grow, so does our commitment to our customers. Come grow with us at Citizens Bank & Trust!