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Anytime is a good time to open a checking account. If you’re 62 or older, give this one — with digital banking and unlimited check writing — a try.

Key Features

  • Digital Banking1
  • Debit Card
  • Unlimited Checking
  • Available to customers 621 years or older
  • Number of transactions is not limited 
  • Digital banking services2, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • Online statements
  • Debit card
  • $25 minimum deposit to open

Access High-Reward Accounts

Heads up! If you accept online statements or use a debit card, we have other accounts that allow you to earn rewards and have no monthly maintenance fee. All you need to do is meet account qualifications. Ask your customer service representative about the advantages of our other accounts.

FEES AND CHARGES. Please refer to the separate fee schedule linked below. A fee schedule will be provided to you at the time you open an account, periodically when fees or charges change, and upon request.

Schedule of Fees

1In the event the circumstances on this account change and no account owner is at least 62 years of age the account will be converted to a Citizens Basic account unless the account owner contacts the Bank to convert to a different account.

2Third party fees for Internet, messaging, and data plans may apply.