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Put the equity you’ve built in your home to work — open a convenient line of credit.

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Key Features

  • Competitive Rates
  • Tax Advantages1
  • Easy Application Process
  • Competitive rates for several ongoing or seasonal needs:
    • Use funds as needed instead of lump sum
    • Re-use funds without reapplying
    • Have immediate access to funds when needed
  • Your approved amount is based on the equity
  • Interest may be tax deductible
  • Pay interest only on what you use
  • Completely local decision-making and processing
  • Experience a streamlined application process

Learn More

Browse our Home Equity Booklet for a better understanding of how home equity lines of credit work.

View our NMLS Federal Individual Roster (MLO).

Loans are subject to credit approval.

1Consult a tax advisor.

Emily Andrews-Coby
NMLS# 484977
SVP, Director of Mortgage Lending

256.279.6957

Ravi Culbertson
SVP, Director of Treasury Management

256.279.6957

Scott Belgard, CPFA
Financial Advisor
LPL Financial

256.264.0360

Wes Alred, CPFA
LPL Financial Advisor

256.264.9303