Citizens Bank & Trust | Personal and Business Banking

Learn more our response to COVID-19 and important information about PPP Loan details.

Your Banking SWISS ARMY KNIFE

Manage your account straight from your phone.

See the app in action

Simply tap the app
Download our free app to bank anywhere.
Easily send money
Send money with EasyPay, transfer funds, manage your budget, and more.
Securely control your finances
Make mobile deposits and turn cards on/off

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Home Mortgage Loans

Build your financial future on solid rock.

Online Loan Application

Launch your loan application through our easy-to-use portal.

Get Pre-Approved

Business Checking

Accounts designed with growth in mind.

View Each Account

Business Loans

Low interest loans for your local business.

College and Retirement Planning

Prepare for what comes next.

College Planning

Map out your college game plan.

Get Started

Retirement Planning

Begin planning for your golden years.

Plan Ahead

A Bank Right in Your Backyard

We’ve proudly served and supported North Alabama since 2003.