Skip to content

It’s called “Prime Checking” for a reason — start raking in interest on your entire account.


Key Features

  • Interest on Entire Balance1
  • Unlimited Checking
  • Free Debit Card3
  • Earn interest on your balance1
  • Avoid the $10 monthly maintenance fee by maintaining a daily balance of $10,000
  • Free digital banking services2, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free online statements
  • Unlimited check writing
  • Free Mastercard® debit card3
  • $10,000 minimum deposit to open

FEES AND CHARGES. Please refer to the separate fee schedule linked below. A fee schedule will be provided to you at the time you open an account, periodically when fees or charges change, and upon request.

Current rate information. To obtain current rate(s) and annual percentage yield (APY), please call (256) 505 - 4600.

Schedule of Fees

1Percentage is subject to change. Based on a percentage of Prime as published in The Wall Street Journal. Citizens Prime is a consumer-only checking account.

2Third party fees for Internet, messaging, and data plans may apply.

3Overdraft and returned item fees may apply.