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Keep track of your finances through a tab on a browser — or an app on your mobile device.

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Key Features

  • Easily Manage Accounts
  • Mobile Banking and Pay1
  • No Monthly Fees1

Mobile Banking

Bank anywhere, anytime.

  • We're ready for your on-the-go banking needs with our mobile app. Simple download from the Apple or Google Play app store to bank anytime1, check your balance, transfer funds, deposit checks, pay friends and more.
    • Secure, fast, free, and easy, mobile banking is available to customer enrolled in online banking.
    • Manage many of your banking needs wherever you are.
      • Check balances and account activity
      • Track spending with the My Spending Tool
      • Transfer funds from one account to another
      • Pay bills
      • Locate our offices and ATMs
      • Send person-to-person payments with EasyPay. All you need is the recipient's cell number or email address.
      • Mobile deposit2 makes it easy to deposit checks with your mobile device.

Mobile Deposit

Deposit checks with your mobile device.

  • Check must be properly endorsed on back with ALL requirements:
    • "FOR MOBILE DEPOSIT ONLY" must be written
    • The last 4 digits of your Citizens Bank & Trust depositing account
    • Your signature

For more information, take a look at our FAQ or video below.

Download Activation and Enrollment Instructions

See the App in Action!

1Third party fees for Internet, messaging, and data plans may apply. 

2Deposits made after 3:00pm CST are credited on the next business day. Availability is subject to Citizens Bank & Trust's Funds Availability Policy.

Apple, Google, and Samsung Pay are here!

Fast and safe one-tap checkouts2.

  • Free service available to all of our customers1
  • Make any purchase quickly and securely through your mobile device
  • Forget about carrying or counting change with this easy form of paying
  • Setting up payment info is simple
  • Add multiple cards to your device for extra convenience
  • Maintain privacy — card data is never directly transmitted to retailer

Your device, your choice.

With a quick tap of your smartphone or smartwatch, you can use your Citizens Bank & Trust debit Mastercard® to pay at the gas station, your favorite lunch spot, and lots of other places you shop.

Setup is simple.

Load your Mastercard® on your device today. Look for the contactless symbol when you want to make in-store purchases.

It's secure too.

Contactless payments are more secure and safer than traditional card purchases. Why?

  • Your card information is encrypted and secure on the phone so if your phone is lost or stolen, your card number cannont be accessed.
  • A virtual account number is used to represent your card for purchases instead of your actual card number.
  • Transactions can be made using fingerprint authentication.

To learn more, visit our FAQ and the links below.

1Third party fees for Internet, messaging, and data plans may apply. 

2Third party fees for data, messaging, Internet may apply. Apple, the Apple logo, and Apply Pay are trademarks of Apple, Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google, LLC. Samsung Pay is only compatible with select cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung electronics co., Ltd. Other company and product names mentioned maybe be trademarks of their respective owners. All other trademarks, service marks, and product names used herein are the property of their respective owners. Mastercard and tap and go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. ©2019 Mastercard. All rights reserved. Mastercard, 2000 Purchase Street, Purchase, NY 10577.

Reduce paper waste and maximize convenience with Free Online Statements1.

Online Statements provide the same information as paper statements and the benefits below!

  • Reduce paper waste
  • Obtain your statements faster
  • Easily retrieve information when needed
  • Help reduce chances of fraud and identity theft; no paper trail of account information means more security
  • Simplify recordkeeping
  • Quickly access of statements back to 24 months
  • Download and save your statements for permanent storage if needed
  • Receive email notification when your new statement is ready

Enrolling is easy.

  1. Login to online banking account and choose the account to which you'd like to add Online Statements.
  2. Click on Statements next to the account balance information.
  3. Click the "electronic only statements" button.
  4. Read and accept the Online Statement Disclosure
  5. Enter your preferred email address for your delivery and click submit!

For more information, take a look at our FAQ.

How to Sign Up for Online Statements

1Third party fees for Internet, messaging, and data plans may apply.

We love to see you in our offices, but we know life is busy. No time to drop by? We can still help!

Online Banking

  • Secure, fast, and free service to our customers1.
  • Manage your banking needs right from your desktop, anytime.
    • Check balances and account activity
    • Track spending with the My Spending Tool
    • Transfer funds from one account to another
    • Pay bills
    • Access your Online Statements and view images of cleared checks
    • Download account info for financial reports
    • Send person-to-person payments with EasyPay. All you need is the recipient's cell number or email address.

How to Enroll

Check out our how-to video here.

Bill Pay

  • Make one-time or recurring payments with ease:
    • Schedule payments in advance
    • Set up reminders and notifications
    • Ensure payments are received on time
    • Simplify by accessing payee info in one place
    • Save money on postage and checks
  • Paying bills and making other forms of payment is always at your disposal. Overnight and same day bill pay options are available.
    • Make Overnight Bill Payments (by check) for $16.95.
    • Make Same Day Bill Payments (by ACH) for $10.95.

For more information, take a look at our FAQ.

1Third party fees for Internet, messaging, and data plans may apply. 

Spending & Budgeting

Make confident spending decisions with a tool designed to help you budget! My Spending is available for free1 in online and mobile banking.

  • Spending trends and category-specific charts help you track your budget.
    • Available with online banking at no additional cost5
    • Allows you to set budgets with spending alerts
    • Track your income and expenses
    • View your current balances and account activity
  • Use the My Spendable Balance to enhance and expand the Spendable Balance feature.
    • Using the Spendable Balance, you can know...
      • How much can I safely spend out of my primary account right now and not impact scheduled bill payments?
      • Can I afford dinner out tonight with friends?
    • With automatic categorization of each transaction and My Spending Alerts, you can know...
      • How much have I spent on groceries, restauraunts, and entertainment this week?
      • Am I about to go over my monthly restauraunt or shopping limit?
    • With the My Spending Overview, you can know...
      • How many times did I go to my favorite restauraunt last week?
      • How much money came in and how much went out last month?
      • What's my average monthly spending on things such as shopping and groceries?

1Third party fees for Internet, messaging, and data plans may apply.

Life is busy. We make managing your money fit your on-the-go lifestyle and that's why we have EasyPay.

  • Once you've received your Citizens Bank & Trust debit card2, signed up for Online Banking1 or downloaded the Citizens Mobile app, you have access to EasyPay.
    • Send and receive money easily — in just a few steps
    • Conveniently available within online and mobile banking
    • Minimal information required, no need to exchange private account information

For more information, take a look at our FAQ

1Third party fees for Internet, messaging, and data plans may apply.

2Citizens Bank & Trust debit card is required to use this service.

Your security is our priority.

SecurLOCK Equip allows you to have ultimate spending control and provides instant notifications whenever your card is used.

Securely manage your Citizens Bank & Trust card with the free1 SecurLOCK Equip app. This mobile app is all you need to control how, when, and where your debit cards are used. It's a simple and secure way to manage and monitor your payment transaction activity.

  • Turn your card on or off with a click
  • Set transaction spending limits
  • Get instant alerts
  • Restrict usage based on location
  • Set parental controls and monitoring for your kids

For more information, take a look at our FAQ.

Spending Control with SecurLOCK Equip

1Third party fees for Internet, messaging, and data plans may apply.