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Home Mortgage Loans

  • Competitively low interest financing for home purchase, refinance, or construction
  • Financing programs to cover a wide range of financing needs, from VA loans to USA Rural Development loans
  • Pre-approval available
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Home Equity Lines of Credit (HELOC)

  • Competitive rates
  • Seasonal or ongoing, open a line for whatever the need
  • Interest is potentially tax deductible1
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Home Improvement Loans

  • Competitive interest rates
  • Flexible, budget-friendly repayment plan options
  • Local, experienced loan advisors
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Meet Our Mortgage Lenders

When it comes to the home mortgage process, our team of experienced lenders are here to help.

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Emily Andrews-Coby
NMLS# 484977
SVP, Director of Mortgage Lending

256.279.6957

Ravi Culbertson
SVP, Director of Treasury Management

256.279.6957

Scott Belgard, CPFA
Financial Advisor
LPL Financial

256.264.0360

Wes Alred, CPFA
LPL Financial Advisor

256.264.9303