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No risk, all reward is a dream scenario for businesses. Our CDs make it a reality.

Key Features

  • Competitive Interest
  • Guaranteed Returns
  • Earn a rate of return that’s better than savings accounts
  • Guaranteed, fixed rate for the term of the CD
    • The longer your term, the higher your rate
  • Interest is compounded and credited quarterly and at maturity
  • Terms from 3 months to 5 years
  • Penalty on earnings for early withdrawal1
  • Automatically renews at maturity
  • $500 minimum deposit to open

Reg GG

Schedule of Fees

See your Citizens Bank & Trust representative for current rates.

1Fees may reduce earnings.

Emily Andrews-Coby
NMLS# 484977
SVP, Director of Mortgage Lending

256.279.6957

Ravi Culbertson
SVP, Director of Treasury Management

256.279.6957

Scott Belgard, CPFA
Financial Advisor
LPL Financial

256.264.0360

Wes Alred, CPFA
LPL Financial Advisor

256.264.9303