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We love our farmers! 

Whether it's financiing equipment, a country home, or setting up a line of credit for your farming needs, Citizens Bank & Trust is here to help our farmers. Our Ag Lender at Citizens Bank & Trust specializes in financing all types of farming operations, understands the cycles of farming, and is there to help guide you through your options.

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Types of Agricultural Loans Available

  • Land Loans
  • Country Home Loans
  • Poultry Loans
  • Crop Production Loans
  • Livestock Loans
  • Agribusiness Loans
  • Equipment Loans
  • Land Improvement Loans

View our NMLS Federal Individual Roster (MLO).

Loans are subject to credit approval.

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LT Hagood

LT Hagood

VP/Commercial & Ag Lending
Albertville Office
(256) 878-9893
NMLS# 1584908

Emily Andrews-Coby
NMLS# 484977
SVP, Director of Mortgage Lending

256.279.6957

Ravi Culbertson
SVP, Director of Treasury Management

256.279.6957

Scott Belgard, CPFA
Financial Advisor
LPL Financial

256.264.0360

Wes Alred, CPFA
LPL Financial Advisor

256.264.9303