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Citizens Business Credit Cards

Business Credit Cards

Apply today for the Citizens Bank & Trust Business Platinum Credit Card1. We offer two options with a variable Annual Percentage Rate (APR) for Platinum Cash Back and Platinum accounts based on the New York Prime Rate as published in the Wall Street Journal: prime +12.00% for Platinum accounts and prime +10.00% for Platinum Cash Back accounts.

Which card is right for you?

Cash Back


Give yourself the buying power of Visa® Platinum with valuable cardmember benefits.

  • No annual fee
  • Current APR2 is based on Prime Rate; more APR information.
  • Protected by Visa’s Zero Liability policy4

Accounts Your Account 24 Hours a Day

  • Oversee all your activity at a glance on our card management website.
  • Update payment information
  • 24/7 customer service
  • Track purchases on itemized statements

1 ServisFirst Bank is the credit card issuer. All applications are subject to ServisFirst Bank’s underwriting guidelines and credit approval.

2 A business that is a Cash Back cardholder can earn a 1% annual cash back rebate on Net Purchases made on the business’ account during the twelve billing cycles before each Anniversary Date (Enrollment Year). For a business account, Net Purchases up to $100,000 per year will qualify for a 1% rebate. The maximum rebate amount for a business account is $1,000 per year. Eligibility: To be eligible for any rebate, the Business’ Account must be in good standing at all times during the Enrollment Year. An Account will not be in good standing, and

the Business will not be eligible for a Rebate, if (a) the Account has been closed to future transactions; (b) the Account is subject to a Penalty Rate; or (c) the Account is otherwise in Default under the Credit Card Agreement

with ServisFirst. Other Limitations apply see application disclosure for more details.

3 Prime Rate: Except for any introductory APR, the APR will vary based on changes in the Prime Rate. Prime equals 8.50% as published by the Wall Street Journal as of 7/27/23.

4 The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify Citizens Bank & Trust promptly of any unauthorized use. Consult Citizens Bank & Trust for additional details.