Business Checking

Citizens gives you the business checking options you need.

Every business is different, and that's why we offer four different checking account options. Each account comes with free internet banking. Click on each to find out more account details or feel free to drop by and discuss your business checking needs in person.

Our Business Checking Accounts:

Business Basic

No charge for first 100 total combined checks paid and items deposited.

  • Free internet banking
  • No charge for first 100 total combined checks paid and items deposited
  • $100 minimum opening deposit

Monthly fee of $10 if minimum daily balance drops below $2,000 or average monthly balance drops below $5,000. $0.25 for each additional item over the 100 total combined per statement cycle.

Business Prime

No charge for first 500 total combined checks paid and items deposited.

  • Free internet banking
  • No charge for first 500 total combined checks paid and items deposited
  • $100 minimum opening deposit

Monthly fee of $10 if minimum daily balance drops below $5,000 or average monthly balance drops below $10,000. $0.25 for each additional item over the 500 total combined per statement cycle.

Business Edge

Our interest paying account available only to sole proprietorships and non-profit organizations.

  • Free internet banking
  • Pays interest (see your Citizens service representative for current rates)
  • No charge for first 100 total combined checks paid and items deposited
  • $100 minimum opening deposit

Monthly fee of $10 if minimum daily balance drops below $2,500. $0.25 for each additional item over the 100 total combined statement cycle

Business Direct

Provides earnings credit accrued on average collected balances to offset all or a portion of monthly fees.

  • Free internet banking
  • $100 minimum opening deposit
  • Monthly fees based on analysis pricing —
    • $15 monthly maintenance fee
    • $.05 per item for items deposited
    • $.12 per item for debit items
    • $.20 per item for credits

Earnings credit accrued on average collected balances to offset all or a portion of monthly fees.

Ask your Citizens service representative about Direct Deposit