Personal Checking

Citizens Bank & Trust offers you a complete line of checking account options that include a free Citizens CheckCard Debit Card, internet banking and unlimited monthly transactions!

Our Personal Checking Accounts:

Citizens One

Unlimited transactions, no monthly maintenance fee and your first order of standard checks free!

  • FREE CheckCard Debit Card
  • First order of standard checks free
  • No monthly maintenance fee
  • $50 minimum opening deposit
  • $10,000 accidental death insurance added for an additional $3.00 monthly

Citizens Select (age 50+)

Pays interest and provides free standard checks, safe deposit box discount and more!

  • FREE CheckCard Debit Card
  • Free standard checks
  • Pays interest on daily collected balances of $1,000 or more
  • 25% discount on safe deposit box
  • $100 minimum opening deposit
  • $10,000 accidental death insurance added for an additional $3.00 monthly

Citizens Plus

Pays interest, free first order of checks, unlimited transactions and more!

  • FREE CheckCard Debit Card
  • First order of standard checks free
  • Pays interest on daily collected balances of $1,500 or higher
  • Monthly fee of $10 if minimum daily balance falls below $1,500
  • $100 minimum opening deposit
  • $10,000 accidental death insurance added for an additional $3.00 monthly

Citizens Prime (non-business only)

It's the checking account that pays you back!

Just when you thought it couldn't get any better, Citizens gives you another reason to say "thanks"! Look at all the advantages of Citizens Prime Personal Checking:

  • FREE CheckCard Debit Card
  • Pays a percentage of Prime as published in the Wall Street Journal. Percentage is subject to change. Contact your local branch office for the current rate.
  • Monthly service charge of $10.00 if daily balance drops below $10,000
  • Minimum opening deposit of $10,000