Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Set a business goal then keep on track with the help of a fixed-rate CD from Citizens Bank & Trust. We offer a wide variety of terms to help meet your specific savings goals — the longer the term, the higher the rate.

When your term is up, you go home with your exact bundle of cash — no surprises. Take the investment without risk. Start saving today.

Calculate savings

  • Higher returns than savings accounts
  • Guaranteed, fixed rate for the term of the CD
  • Receive a higher rate by selecting a longer term
  • Interest compounded and credited quarterly and at maturity
  • Terms from 3 months to 5 years
  • Penalty on earnings for early withdrawal*
  • Automatically renews at maturity
  • $500 minimum to open

Reg GG

Schedule of Fees

See your Citizens Bank & Trust representative for current rates.

*Fees may reduce earnings.