Personal Checking Account | Citizens Bank & Trust | Guntersville, Albertville, Arab - AL

We offer a complete line of personal savings and cd options.

Citizens Cash Checking

Enjoy checking with high interest
3.00% APY* on balances up to $15,000 when qualifications are met
No monthly maintenance fees

Citizens Cash Back Checking

It's checking that pays you back
Earn 3.00% cash back on your debit card purchases*
No monthly maintenance fees

Citizens Basic Checking

Low $7.95 monthly maintenance fee that's easily waived
Access nationwide ATM withdrawal refunds of up to $10.00 per qualification cycle¹
Unlimited check writing

Student Cash Back Checking

Earn $5 in refunds for iTunes^® and Amazon^® purchases every month*
Earn $10 in iTunes or Amazon.com downloads at sign up*
No monthly maintenance fees

Citizens Prime Checking

Earn interest on your entire balance¹
Unlimited check writing
Visa^® debit card³

Citizens One Checking

Debit card
Unlimited check writing
Digital banking services¹