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2026 Citizens Business Summit

The 2026 Citizens Business Summit is scheduled for Wednesday, September 23, at the Lake Guntersville State Park Lodge. 

Event Location:
Lake Guntersville State Park Lodge
1155 Lodge Drive
Guntersville, AL 35976

2026 Summit Agenda (in progress)

Check-in and Breakfast | 7:30 a.m. - 8:00 a.m.       

Summit Introductions & Welcome | 8:15 a.m.                           
Charlie Williams | President/CEO, Citizens Bank & Trust

TBD | 8:25 a.m. - 9:30 a.m.       
TBD | TBD

Break | 9:30 a.m. - 9:45 a.m.       

Economic Update | 9:45 a.m. - 10:50 a.m.   
Dr. Ed Seifried | Professor Emeritus of Economics and Business, Lafayette College in Easton, Pennsylvania

Break | 10:50 a.m. - 11:05 a.m.   

TBD | 11:05 a.m. - 12:10 p.m.   
TBD | TBD

Closing Remarks & Lunch | 12:15 p.m.

The Citizens Business Summit
Fostering awareness in a challenging economic landscape

The Citizens Business Summit ("Summit") takes place in September of each year at the Lake Guntersville State Park Lodge. Since its inception in 2016, the Summit has brought the business community of North Alabama together for a "mini-conference", hosted by our Bank, and filled with economic, small business, and industry experts. The thought and effort behind the Summit arose from the desire of our institution to be much more than a Bank in the communities we serve. To be leaders, with a servant-hood corporate agenda that extends much further than simply accepting deposits and making loans. Each year over 200 attendees come together to learn, grow, and network. Our goal continues to be to provide them with something to take away, that can be helpful in their daily business or professional lives, and in their personal lives as well. Previous Summit speakers include: Lt. Col. Robert J. Darling who was the highest ranking military official in the White House on 9/11 and is author of 24 Hours Inside the President's Bunker, small business expert, Gene Marks; New York Times best-selling author, Andy Andrews; economists Loren C. Scott and Dr. Ed Seifried and more.

 

Contact

Kasey C. Culbert
VP/Marketing
[email protected] 
Citizens Bank & Trust
P.O. Box 250
Guntersville, AL 35976
256-505-4600

Emily Andrews-Coby
NMLS# 484977
SVP, Director of Mortgage Lending

256.279.6957

Ravi Culbertson
SVP, Director of Treasury Management

256.279.6957

Scott Belgard, CPFA
Financial Advisor
LPL Financial

256.264.0360

Wes Alred, CPFA
LPL Financial Advisor

256.264.9303