Citizens Prime Checking

Citizens Prime Checking

When it comes to Citizens Prime Checking, the name says it all. That's because you earn interest on your entire balance without giving up unlimited checking access.

This account is ideal if you maintain over $10,000 in your checking account, thereby waiving the monthly maintenance fee. Enjoy free online banking, free bill pay, free Online Statements, and of course free extra money in the form of interest!


Fees and charges. Please refer to the separate fee schedule linked below. A fee schedule will be provided to you at the time you open an account, periodically when fees or charges change, and upon request.

Current rate information. To obtain current rate(s) and annual percentage yield (APY), please call (256) 505 - 4600.

Schedule of Fees

*Percentage is subject to change. Based on a percentage of Prime as published in The Wall Street Journal. Citizens Prime is a consumer-only checking account.

**Third party fees for Internet, messaging, and data plans may apply.

***Overdraft and returned item fees may apply.