Kasasa Cash Back

Kasasa Cash Back

Kasasa Cash Back® puts your hard-earned money right where you want it — back in your pocket. Earn cash back on debit card purchases — what you buy is up to you. No pointless points to redeem or minimum balance requirements to earn cash back.

It's free checking that doesn't just pay. It pays you back including limited nationwide ATM fee refunds.*


You must sign up for Online Statements to have this account

Summary
  • Earn 3% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on purchases up to $250 monthly
  • Earn up to $7.50 cash back per month
  • ATM fee refunds nationwide up to $10 per month ($5 per single transaction)*
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking with bill pay**
  • Free mobile banking
  • Sign up for monthly Online Statements
  • Free telephone banking
  • Free debit Mastercard®***
  • Unlimited check writing
  • $25 minimum deposit to open

FEES AND CHARGES. Please refer to the separate fee schedule linked below. A fee schedule will be provided to you at the time you open an account, periodically when fees or charges change, and upon request.

Schedule of Fees

Earning Rewards Is Easy

Qualifying for rewards is so easy you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Enroll and receive Online Statements
  • Have at least 10 debit card transactions post and settle
  • Have at least 1 automatic payment (ACH), direct deposit, or bill pay transaction post and settle

It's as simple as that. If you don't qualify, don't worry. Your account is still free and still earns our base rate of interest. You can always get back to earning rewards the next cycle.

*Minimum to open account is $25. The qualification cycle is not the same as your monthly statement cycle. Qualifying transactions must post and settle to the account during the qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle an account. Transfers between your accounts with us do not count as qualifying transactions. ATM-processed transactions and withdrawals do not count towards qualifying transactions. Contact us for more information about the qualification cycle. ATM fee reimbursements will be credited to your account on the last day of your statement cycle. ATM fee reimbursements provided only if qualifications are met within the qualification cycle. The maximum fee refund amount per transaction is $5.00. The maximum ATM refund amount per cycle is $10. To receive an ATM fee refund of $4.99 or more, transaction receipt must be presented to Customer Service Representative.

**Third party fees for Internet, messaging and data plans may apply.

***Overdraft and returned item fees may apply.