Home Equity Lines of Credit

Home Equity Lines of Credit

You've made the payments and put in the work, now it's time to reap the benefits! Throughout the span of owning your home, you've been building equity.

Citizens Bank & Trust can help you turn that equity into a low-interest line of credit for most anything you need. Best of all, you only pay interest on what you use and the interest paid might be tax deductible*. So start cleaning your gutters with a smile!

  • Competitively low rates
  • Can be used to finance a wide range of seasonal or ongoing needs
  • Use funds as needed instead of lump sum
  • Re-use without reapplying
  • Immediate access to funds when needed
  • Approval amount is based on the equity
  • Interest may be tax deductible*
  • Only pay interest on what you use
  • Local decision-making and processing
  • Commitment to one-to-one service
  • Streamlined application process

*Consult a tax advisor.

Learn more with this Home Equity Booklet.

View our Registered Mortgage Originators & Processors List.