Skip to content

Our flexible land and construction loans offer a strong financial foundation for you to build on.

Connect with a lender

Key Features

  • Competitive Rates
  • Flexible Financing
  • Local Processing
  • Competitive rates for your home construction or land needs
  • Available for primary residence or secondary home construction
  • Draw system: funds can be disbursed in stages as construction progresses
  • May roll into permanent loan, saving on closing costs
  • Local decision-making and processing
  • Experience a streamlined application process

View our NMLS Federal Individual Roster (MLO).

Loans are subject to credit approval.

Emily Andrews-Coby
NMLS# 484977
SVP, Director of Mortgage Lending

256.279.6957

Ravi Culbertson
SVP, Director of Treasury Management

256.279.6957

Scott Belgard, CPFA
Financial Advisor
LPL Financial

256.264.0360

Wes Alred, CPFA
LPL Financial Advisor

256.264.9303